OURPAY vs Stripe
Overview
Choosing the right payment infrastructure for your software business.
While Stripe is a powerful payment processor, OURPAY is a complete billing infrastructure platform built specifically for developers who want to monetize software. The key difference: OURPAY acts as a Merchant of Record, handling all tax compliance globally, while Stripe is a payment processor that leaves tax compliance to you.
Feature Comparison
| Feature | OURPAY | Stripe |
|---|---|---|
| Payment Processing | ||
| Subscription Management | ||
| Merchant of Record | ||
| Global Tax Compliance | ||
| Framework Adapters | ||
| Automated Benefits Engine | ||
| Open Source |
Pricing
OURPAY
per transaction (Starter plan — paid plans available with lower rates)
- Global tax compliance included
- No hidden fees
- Merchant of Record service
Stripe
per transaction
- Tax compliance is your responsibility
- Subscriptions at 0.7% added fee
- Additional costs for international sales
While Stripe's base processing fee appears lower, OURPAY's pricing includes Merchant of Record services, global tax compliance, and international sales tax handling that would require additional Stripe products and accounting services.
Developer Experience
Designed for developers
Both Stripe and OURPAY offer excellent developer experiences, but OURPAY is purpose-built for software monetization with modern frameworks and ergonomic SDKs.
6-line integration
OURPAY provides a 6-line integration with framework adapters, making it easy to get started with minimal code.
Framework adapters
OURPAY provides native support for Next.js, BetterAuth, Laravel, and more.
Open source
OURPAY is open source, so you can inspect and contribute to the codebase.
Merchant of Record
The key differentiator
This is where OURPAY and Stripe fundamentally differ. OURPAY acts as the Merchant of Record, meaning we handle all the complexity of international sales tax, VAT, GST, and compliance.
With OURPAY (MoR)
- We handle all tax compliance
- We file tax returns globally
- We take on the liability
- You focus on building
With Stripe (Payment Processor)
- You handle tax compliance
- You file tax returns in each jurisdiction
- You carry the liability
- Requires accounting/legal support
Why Choose OURPAY?
OURPAY is purpose-built for software businesses
While Stripe is a powerful general-purpose payment processor, OURPAY is specifically designed for developers monetizing software. If you want to sell globally without worrying about tax compliance, OURPAY is the better choice.
Zero tax complexity
Sell globally from day one without worrying about VAT, GST, or sales tax.
Lower total cost
No need for additional tax software, accountants, or legal counsel for international sales.
Built for software
Features designed specifically for SaaS, digital products, and software licensing.
Open source transparency
See exactly how the platform works and contribute to its development
Ready to simplify your payments?
Join developers who have chosen OURPAY for flexible global software monetization.