OurPay Payment Processing Partners
Last Updated — March 25, 2026
OurPay works with Stripe as a trusted financial partner to process payments and settle funds between customers and merchants using the OurPay platform.
This page provides transparency into the payment processor used to facilitate transactions on OurPay.
What is a Payment Processor? A payment processor is the financial service provider that enables electronic payments by securely transmitting transaction data between customers, card networks, issuing banks, and acquiring banks. Payment processors handle tasks such as payment authorization, transaction routing, settlement, and fraud protection.
When a customer makes a purchase through OurPay:
- Payment information is securely captured by the Payment Processor at checkout.
- The Payment Processor transmits the transaction to the relevant card network and issuing bank.
- The issuing bank authorises or declines the transaction.
- Once approved, funds are settled to the OurPay account on Stripe. Payouts and transfers to the merchant account are handled separately by Stripe Connect.
Payment processors operate within strict regulatory and security frameworks, including compliance with card network rules and the Payment Card Industry Data Security Standard (PCI DSS).
OurPay’s Payment Processor OurPay uses Stripe for providing payment processing infrastructure for transactions conducted through OurPay.
Stripe facilitates:
- Card payment processing
- Payment authorization and settlement
- Fraud prevention and risk monitoring
- Compliance with global card network standards
- Secure transmission and storage of payment information
- Refunds
- Chargebacks
Payments processed through OurPay are handled by Stripe in accordance with Stripe’s applicable terms, security practices, and regulatory obligations.
Additional information about Stripe’s services can be found in their documentation and Privacy Policies.
If you use Stripe Connect through OurPay, you are subject to the Stripe Connected Account Agreement, which includes the Stripe Terms of Service (collectively, the “Stripe Services Agreement”). By agreeing to our Master Services Term or using the OurPay Services, you agree to be bound by the Stripe Services Agreement, as the same may be modified by Stripe from time to time. You agree to provide OurPay complete and accurate information as requested, and you authorize OurPay to share it and relevant transaction information with Stripe.
| NAME | DATA | PURPOSE OF PROCESSING | LOCATION OF PROCESSING |
|---|---|---|---|
| Stripe, Inc. / Stripe Payments Europe, Ltd | Payment details, transaction data, billing information, fraud signals | Payment processing, authorisation, settlement, fraud prevention | United States / Ireland |
Payment Security and Compliance OurPay relies on its payment processor to maintain industry-standard security and regulatory compliance for payment processing. This includes:
- PCI DSS compliance card data handling
- Encryption and tokenisation of payment information
- Fraud monitoring and transaction risk analysis
- Compliance with applicable financial regulations
OurPay does not store full card numbers or sensitive payment credentials.
List of Payment Processing Partners
Updates to this Page
Due to the nature of our business and the services we provide, this page may be updated from time to time to reflect changes in our Payment Processing Partners.
If new Payment Processors are added or existing processors are replaced, this page will be updated accordingly.
If you are a merchant using OurPay, you will receive an email notification when we update our list of Payment Processing Partners.
If you have any questions regarding this page or our Payment Processing Partners, please contact us support@ourpay.com.